Rule #1 Know how much money you make including all forms of income.

Rule #2 Know how much money you spend by creating a budget or spending plan.

Rule #3 Pay off your debts, including credit cards and all forms of loans.

Rule #4 Set aside an account for an emergency fund, at least 3-6 months of living expenditures.

Rule #5 Save for major expenditures like a down payment on a home, children's education or retirement. Gold is a secure and profitable way to save for this.

Rule #6 Save for retirement - the golden years. Create a retirement plan no matter what age you are and diversify your plan to include a precious metals portfolio.

Rule #7 Get financial advice and help. It is necessary to create and understand your savings and investment plan. The Capital Gold Group can help you with your financial planning, savings, investing, and retirement planning.